Pet Insurance
Why Pet Insurance?
We are all guilty of overeating every once in a while. But when Bandit, a toy spaniel, devoured several chocolate turtles and chocolate covered almonds, it was more than his 8-pound body could handle. After blood work, fluid administration, medication and an overnight stay, Bandit's emergency vet bill totaled $1,088.25. Fortunately, Bandit's family had pet insurance offered by Kroger and was reimbursed $934.43.
Will your pets be protected when the unexpected happens?
Pet Insurance Plans
When you consider your veterinary bills, you're probably most concerned about the unforeseen expenses. What if your dog eats something she shouldn't? What if your cat contracts cancer? Are you prepared for these types of unexpected veterinary costs?
Pet Insurance Accident and Value plans are popular because they protect against vet bills like:
- Accidents
- Hospitalization
- Illnesses
- Medication
- Diagnostic tests
- Surgeries
- Lab Fees
- X-rays
Interested in more comprehensive coverage pet health coverage? The Basic and Preferred pet insurance plans offer higher coverage limits for accident and illness treatment along with coverage for routine care expenses including:
- Annual Exams
- Prescription flea control
- Behavior training
- Spay or neuter
- Heartworm protection
- Vaccinations
Whether you are considering dog insurance or cat insurance, you can choose from a variety of pet insurance coverage options that can help protect your pet against maladies ranging from common injury to serious illness.
For more details about pet insurance plans, including rates, please visit our Pet Insurance Rates and Coverage page.
How Pet Insurance Plans Work
With these Pet Insurance plans, you have the freedom to use any veterinarian nationwide — including emergency care clinics, specialists and holistic care providers.
Whenever your dog or cat needs to visit the veterinarian, simply take a claim form with you and pay your vet at checkout like normal. You'll then file the claim, and you'll be reimbursed for 90% or 100% of your expenses after a $50 per incident deductible.
More Information
- Pet Insurance Rates
- Pet Insurance Claims
- Pet Insurance Comparison
- Pet Insurance Questions
- Pet Insurance Testimonials
- Pet Insurance FAQ
866-690-7387
A co-payment may apply to some coverage plans. Routine care coverage is a policy endorsement and included in the Preferred and Basic plans. Per incident deductible applies to accident and illness claims only. Annual payment and plans for senior pets are also available.
Dogs and cats must be 8 weeks to 9 years old to enroll in Value, Basic or Preferred coverage. After initial enrollment, coverage is renewable for the life of your pet. Dogs and cats 10 years and older are eligible for Senior coverage. Dogs and cats of all ages are eligible for Accident coverage.
This program is offered through RBS Citizens Insurance Agency, Inc. This agency is an affiliate of Kroger Personal Finance® (KPF). Companies underwriting the policies are not affiliates of KPF or any of its owners. Insurance products are NOT FDIC INSURED, NOT GUARANTEED BY ANY BANK, NOT A DEPOSIT, MAY GO DOWN IN VALUE AND ARE NOT INSURED BY ANY GOVERNMENT AGENCY. Insurance is not sold through an insured financial institution including any banking affiliates of KPF including Citizens Financial Group, Inc. You cannot be required to obtain insurance from a particular insurance company or agency as a condition of obtaining any product or service or engaging in any transaction with KPF or any of its affiliates and your decision will not in any way affect a credit decision by KPF or its affiliates. Insurance commissions are paid only to licensed insurance agencies and companies. KPF does not receive any insurance commissions.
This is a brief description of Pet Insurance. Please see the policy or view the PetFirst Healthcare website for more details, including costs, limitations, and exclusions. Program and online activation savings valid only where permitted by applicable law. Underwritten by American Alternative Insurance Corporation (AAIC), 555 College Road East, Princeton, NJ 08543, AM Best rating A+(superior). AAIC is a subsidiary of Munich Re America Corporation, an affiliate of Munich Reinsurance America, Inc.
To apply and/or learn more about this product you will need to leave the Kroger Personal Finance website and enter the PetFirst Healthcare website, which is subject to the terms of use and privacy policy of PetFirst Healthcare.