Mortgages
Get the Home of Your Dreams with a Mortgage
That Won't Give You Nightmares
Your home may be the biggest single investment of your life. Make buying your home simple and affordable with the people you trust—KPF Mortgage, LLC, a limited-liability company formed by The Kroger® Co. and CCO Mortgage, a division of RBS Citizens, N.A.
KPF Mortgage (KPFM) makes mortgages simple, with great rates and great service.
- Competitive rates—Compare our rates to those of other lenders. We're committed to offering you the best rates available.
- No application fee—Applying is free, whether you apply online or by phone.
- Personalized service—KPFM professional mortgage counselors will guide you every step of the way.
- Credit flexibility—We'll work with you to find a solution.
- Complete range of mortgage choices—KPFM offers a full range of fixed-rate mortgages (one rate for life of loan), adjustable-rate mortgages (ARM, rate adjusts at specified intervals), and jumbo mortgages (loan greater than above covered norms). KPFM also offers a home-to-home bridge loan to help you buy a new home before selling your old one.
Mortgage Rate Watch:
| Financial Company | Rate | APR |
|---|---|---|
| KPF Mortgage, LLC | 5.500 | 5.541 |
| Fifth Third | 5.625 | 5.625 |
| Huntington | 5.000 | 5.115 |
| KeyBank | 5.750 | 5.915 |
| U.S. Bank | 5.500 | 5.568 |
| Third Federal | 5.300 | 5.350 |
| Bank of America (OH) | 6.750 | 6.819 |
| Chase | 6.250 | 6.349 |
| Wells Fargo | 5.375 | 5.593 |
FNMA30—conforming rates based on a $150,000 loan amount and 20% down. Rates as of December 8, 2008
Apply today and receive $250 at closing!*888-573-6688
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* Applicants closing a loan through KPF Mortgage, LLC will receive $250 applied to closing costs. Not available in AK, HI, or PR.
©2008 KPF Mortgage, LLC. All Rights Reserved. Equal Housing Lender. 
This is to give you notice that The Kroger Co. has a business relationship with KPF Mortgage, LLC ("KPFM"), in that The Kroger Co. has a 49% ownership interest in KPFM. Because of this relationship, this referral may provide The Kroger Co. a financial or other benefit. Set forth below is the estimated charge or range of charges by KPFM for the following settlement services, based on a typical mortgage loan with at least 20% down payment or equity. KPFM offers a variety of mortgage programs which your KPFM mortgage originator can explain to you. Charges vary depending on the property and specific program chosen by you. Your originator will provide the appropriate estimates when you apply. KPF Mortgage, LLC acts as a broker in this transaction. The lender may assess additional costs.
ITEM Amount or Range of ChargeBroker Fee ............................... 1.0% to 3.0% of Loan Amount
Processing Fee ....................... $300
You are NOT required to use KPFM as a condition for purchase, sale, or refinance of the subject property.
THERE ARE FREQUENTLY OTHER SETTLEMENT SERVICE PROVIDERS AVAILABLE WITH SIMILAR SERVICES. YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE SERVICES.
To apply and/or learn more about this product you will need to leave the Kroger Personal Finance website and enter the KPF Mortgage, LLC website, which is subject to the terms of use and privacy policy of KPF Mortgage, LLC.
