1-2-3 REWARDS® MasterCard®
Earn Free Groceries!

point per $1 spent anywhere MasterCard® is accepted
points per $1 spent in the Kroger® family of stores (excluding fuel centers)
points per $1 spent on the Kroger family of quality brands
Every 1,000 points = $5 in free groceries!
Your 1-2-3 REWARDS® MasterCard® is your Shopper's Card, MasterCard, and rewards card all in one. Apply online to get your 1-2-3 REWARDS® MasterCard® today. You'll find it's:
- Rewarding—Free groceries for every 1,000 points!
- Easy—Automatic reward certificates sent every three months for earned rewards
- Valuable—Additional 5¢ fuel discount† at participating Kroger family of stores
- Safe—Zero fraud liability
- Accepted—Worldwide MasterCard acceptance for extra purchasing power
APPLY NOW
More Information
- 1-2-3 REWARDS® MasterCard® FAQ
- 1-2-3 REWARDS® MasterCard® Rates and Terms
- Earning 1-2-3 REWARDS® Points
- Privacy Notice
* For a limited time only. Subject to credit approval. Discount will be received through mail in the form of a store coupon. Must use your 1-2-3 REWARDS® MasterCard® for $25 coupon to be valid.
† Fuel discount effective for a limited time only at participating Kroger Family of Stores Fuel Center locations. Fuel discount requires minimum spend in qualifying purchases at Kroger Family of Stores. Purchases made at Kroger Family of Stores Fuel Centers do not earn Rewards points. See store receipt for details. Offer not valid with any other discount offers. Please see store for fuel discount details and in-store spending requirements. Discounts and spending requirements vary by location. Not valid in AL, LA, MO or where prohibited by law.
The 1-2-3 REWARDS® MasterCard® is issued by RBS Citizens, N.A. on behalf of Kroger Personal Finance®.


