1-2-3 REWARDS® MasterCard® offers you...
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0% Intro APR* on balance transfers for 12 months

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Reward points in and out of the Kroger Family of Stores

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convenience - why carry 3 cards when all you need is your 1-2-3 REWARDS® MasterCard®? It’s your Shopper’s card, Rewards card and MasterCard®!

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no annual fee

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optional PaymentCaresm ? takes care of your 1-2-3 REWARDS® MasterCard® payments, while you take care of life!

From big plans like getting married, moving or adopting a child, to unexpected illness, job loss and more, our PaymentCare program covers your 1-2-3 REWARDS MasterCard payments. You?ll save with no late fees, protect your credit standing, and be covered for up to $10,000 of card payments.

Enroll today and optional PaymentCare protection takes care of your card payments for up to 12 months in any of these situations:

 

 Life Events: if you get married, adopt a child, retire, graduate from an accredited 4-year college or university or move to a new primary residence.

 

Family Leave of Absence: if you take an unpaid leave from your full-time job, care for a seriously ill family member, or care for a newborn or adopted child

 

Military Duty: if you receive a mandatory recall to active military duty

 

Unemployment: if you become unemployed due to job loss, strike or layoff

 

Disability: if you become totally disabled

 

Loss of Life: your entire Account Balance (up to $10,000) is cancelled in the event of your accidental death.

 

For more information on PaymentCare or to enroll today, please look in the FAQ section, apply online or call 1-800-358-0966.

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Secure messaging - contact Customer Service by secure e-mail at your convenience and with peace of mind that your details cannot be compromised online.

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1-2-3 SECURE™ - Protect your account when shopping online with a personal SecureCode™ to ensure only you can authorize online transactions with participating merchants at no additional cost.

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instant access to cash at millions of ATMs and bank counters worldwide, wherever you see the MasterCard® logo

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a free additional cardholder on your account and all purchases add up to more rewards faster!

 
 
 
 

*For your first 12 billing cycles. Thereafter, a variable rate from 9.74%,12.74%, 15.74%, or 18.74% (as of 6/19/08) will apply. We will determine your margin and APR based upon our review of your application and your credit history. If approved, your margin and APR will be shown on the Pricing Addendum which will be provided with your credit card and your Agreement. Fees apply for each balance transfer - $5 minimum. Balance transfers do not receive Reward points.

The 1-2-3 REWARDS® MasterCard® is issued by RBS Citizens, N.A. on behalf of Kroger Personal Finance®.


0% Intro APR* on balance transfers for 12 months
Fantastic 1-2-3 REWARDS® Program earns you free groceries!
Your Shopper’s, Rewards & MasterCard® combined in one great card!
1-2-3 ONLINE™ - your FREE online account management service
1-2-3 SECURE™ - Protect your card when shopping online – at no additional cost
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